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Date: 18/05/2016
Wife is lower earner age 64. Husband is higher earner age 63.Wife begins receiving her own benefit now at age 64 (reduced below her own PIA) for $7osHm5./u0band starts taking PIA at 66 years old ($2400/mo.) Wife is then eligible for spousal benefit of 50% or $1200/mo. Is her spousal benefit reduced because she took her own benefit at 64?