Does insurance cover a leaking shower
Does insurance cover a leaking shower, leaking
bathroom or cracked or broken shower base?
It
will depend on your individual policy and circumstances.
In
our experience, sometimes if a leak is caused by a plumbing leak in a pipe,
insurance may cover this, but it will depend on the policy and individual
circumstances.
Generally
insurance will not cover leaking showers caused by faulty, poor or non
compliant workmanship, or where waterproofing has failed.
Waterproofing
will generally only fail if the shower has not been installed to comply with
NCC or AS-3740-2010 requirements or if the shower has been poorly maintained.
Some
clients have informed us that their insurer has covered costs associated with
replacing or repairing shower bases that have cracked or broken due to
accidental damage, however this would depend on the individual circumstances and
your policy.
This
highlights the importance of commercial plumbing perth ensuring that
your shower is installed by a professional installer consisting of professional
tilers, waterproofers and plumbers working in conjunction with one another
to ensure that the shower complies with regulations every step of the way. You
must be able to demonstrate that the shower has been installed to comply with
the NCC (National Construction Code 2019 and AS-3740-2010 Waterproofing of
Domestic Wet Areas.
The
importance of the entire team working together to prepare the area for the next
trade to allow them to carry out their work to comply is paramount.
When
having subcontractors or independent tradespeople working on a single project
without responsibility for the overall outcome, you can expect failures as each
trade is only responsible for their own work, you absolutely
want
the peace of mind of a single shower repair specialist company providing
warranty for the entire project.